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Wednesday 30 April 2014

Unconfirmed Allegations Of How Adsense Robs Publishers Denied By Google

Unconfirmed allegations that Google Adsense was and still stealing money from publishers was published anonymously by an alleged former Google employee to pastebin. The report, which has resulted in heated discussions on many sites, have been denied by Google.



The whistleblower who claimed to have worked in Google, said he took part in what could be considered as theft of money from the publishers by Google, which involves banning publishers that were earning $1,000, $5,000, and $10,000 per month before their periodic payout so it could keep their ad revenue.




Google Adsense



According to a post on TechCrunch, Google released the statement below, as denial of the accusations:




“This description of our AdSense policy enforcement process is a complete fiction. The color-coding and ‘extreme quality control’ programs the author describes don’t exist. Our teams and automated systems work around the clock to stop bad actors and protect our publishers, advertisers and users.



 All publishers that sign up for AdSense agree to the Terms and Conditions of the service and a set of policies designed to ensure the quality of the network for users, advertisers and other publishers. When we discover violations of these policies, we take quick action, which in some cases includes disabling the publisher’s account and refunding affected advertisers.”





 Below is the unconfirmed report published by the Whisteblower for reference purpose:






 I am a former Google employee and I am writing this to leak information to the public of what I witnessed and took part in while being an employee. My position was to deal with AdSense accounts, more specifically the accounts of publishers (not advertisers). I was employed at Google for a period of several years in this capacity.



 Having signed many documents such as NDA’s and non-competes, there are many repercussions for me, especially in the form of legal retribution from Google. I have carefully planned this leak to coincide with certain factors in Google such as waiting for the appropriate employee turn around so that my identity could not be discovered.



 To sum it up for everyone, I took part in what I (and many others) would consider theft of money from the publishers by Google, and from direct orders of management. There were many AdSense employees involved, and it spanned many years, and I hear it still is happening today except on a much wider scale. No one on the outside knows it, if they did, the FBI and possibly IRS would immediately launch an investigation, because what they are doing is so inherently illegal and they are flying completely under the radar.



 It began in 2009. Everything was perfectly fine prior to 2009, and in fact it couldn’t be more perfect from an AdSense employees perspective, but something changed.



    Google Bans and Ban Criteria



    Before December 2012:



 In the first quarter of 2009 there was a “sit-down” from the AdSense division higher ups to talk about new emerging issues and the role we (the employees in the AdSense division needed to play. It was a very long meeting, and it was very detailed and intense. What it boiled down to was that Google had suffered some very serious losses in the financial department several months earlier. They kept saying how we “needed to tighten the belts” and they didn’t want it to come from Google employees pockets. So they were going to (in their words) “carry out extreme quality control on AdSense publishers”.




When one of my fellow co-workers asked what they meant by that. Their response was that AdSense itself hands out too many checks each month to publishers, and that the checks were too large and that needed to end right away. Many of the employees were not pleased about this (like myself). But they were successful in scaring the rest into thinking it would be their jobs and their money that would be on the line if they didn’t participate. The meeting left many confused as to how this was going to happen. What did they mean by extreme quality control? A few other smaller meetings occur with certain key people in the AdSense division that furthered the idea and procedure they planned on implementing. There were lots of rumors and quiet talking amongst the employees, there was lots of speculations, some came true and some didn’t. But the word was that they were planning to cut off a large portion of publisher’s payments.



 After that point there was a running gag amongst fellow co-workers where we would walk by each other and whisper “Don’t be evil, pft!” and roll our eyes.




What happened afterwards became much worse. Their “quality control” came into full effect. Managers pushed for wide scale account bans, and the first big batch of bans happened in March of 2009. The main reason, the publishers made too much money. But something quite devious happened. We were told to begin banning accounts that were close to their payout period (which is why account bans never occur immediately after a payout). The purpose was to get that money owed to publishers back to Google AdSense, while having already served up the ads to the public.




This way the advertiser’s couldn’t claim we did not do our part in delivering their ads and ask for money back. So in a sense, we had thousands upon thousands of publishers deliver ads we knew they were never going to get paid for.




Google reaped both sides of the coin, got money from the advertisers, used the publishers, and didn’t have to pay them a single penny. We were told to go and look into the publishers accounts, and if any publisher had accumulated earnings exceeding $5000 and was near a payout or in the process of a payout, we were to ban the account right away and reverse the earnings back. They kept saying it was needed for the company, and that most of these publishers were ripping Google off anyways, and that their gravy train needed to end. Many employees were not happy about this. A few resigned over it. I did not. I stayed because I had a family to support, and secondly I wanted to see how far they would go.



 From 2009 to 2012 there were many more big batches of bans. The biggest of all the banning sessions occurred in April of 2012. The AdSense division had enormous pressure from the company to make up for financial losses, and for Google’s lack of reaching certain internal financial goals for the quarter prior. So the push was on. The employees felt really uneasy about the whole thing, but we were threatened with job losses if we didn’t enforce the company’s wishes. Those who voiced concerned or issue were basically ridiculed with “not having the company’s best interest in mind” and not being “team players”. Morale in the division was at an all-time low. The mood of the whole place changed quite rapidly. It no longer was a fun place to work.




The bans of April 2012 came fast and furious. Absolutely none of them were investigated, nor were they justified in any way. We were told to get rid of as many of the accounts with the largest checks/payouts/earnings waiting to happen. No reason, just do it, and don’t question it. It was heart wrenching seeing all that money people had earned all get stolen from them. And that’s what I saw it as, it was a robbery of the AdSense publishers. Many launched appeals, complaints, but it was futile because absolutely no one actually took the time to review the appeals or complaints. Most were simply erased without even being opened, the rest were deposited into the database, never to be touched again.




Several publishers launched legal actions which were settled, but Google had come up with a new policy to deal with situations such as that because it was perceived as a serious problem to be avoided.


So they came up with a new policy.



    After December 2012: The New Policy




The new policy; “shelter the possible problem makers, and fuck the rest” (those words were actually said by a Google AdSense exec) when he spoke about the new procedure and policy for “Account Quality Control”.




The new policy was officially called AdSense Quality Control Color Codes (commonly called AQ3C by employees). What it basically was a categorization of publisher accounts. Those publisher’s that could do the most damage by having their account banned were placed in a VIP group that was to be left alone. The rest of the publishers would be placed into other groupings accordingly. The new AQ3C also implemented “quality control” quotas for the account auditors, so if you didn’t meet the “quality control” target (aka account bans) you would be called in for a performance review. There were four “groups” publishers could fall into if they reached certain milestones.



    They were:



 Red Group: Urgent Attention Required


Any AdSense account that reaches the $10,000/month mark is immediately flagged (unless they are part of the Green Group).

    - In the beginning there were many in this category, and most were seen as problematic and were seen as abusing the system by Google. So every effort was taken to bring their numbers down.

    - They are placed in what employees termed “The Eagle Eye”, where the “AdSense Eagle Eye Team” would actively and constantly audit their accounts and look for any absolute reason for a ban. Even if the reason was far-fetched, or unsubstantiated, and unprovable, the ban would occur. The “Eagle Eye Team” referred to a group of internal account auditors whose main role was to constantly monitor

    publisher’s accounts and sites.

    - A reason has to be internally attached to the account ban. The problem was that notifying the publisher for the reason is not a requirement, even if the publisher asks. The exception: The exact reason must be provided if a legal representative contacts Google on behalf of the account holder.

    - But again, if a ban is to occur, it must occur as close to a payout period as possible with the most amount of money accrued/earned.



 Yellow Group: Serious Attention Required

    Any AdSense account that reaches the $5,000/month mark is flagged for review (unless they are part of the Green Group).

    - All of the publisher’s site(s)/account will be placed in queue for an audit.

    - Most of the time the queue is quite full so most are delayed their audit in a timely fashion.

    - The second highest amount of bans occur at this level.

    - A reason has to be internally attached to the account ban. Notifiying the publisher for the reason is not a requirement, even if the publisher asks. The exception: The exact reason must be provided if a legal representative contacts Google on behalf of the account holder.

    - But again, if a ban is to occur, it must occur as close to a payout period as possible with the most amount of money accrued/earned.



 Blue Group: Moderate Attention Required

    Any AdSense account that reaches the $1,000/month mark is flagged for possible review (unless they are part of the Green Group).

    - Only the main site and account will be place in queue for what is called a quick audit.

    - Most bans that occur happen at this level. Main reason is that a reason doesn’t have to be attached to the ban, so the employees use these bans to fill their monthly quotas. So many are simply a random pick and click.

    - A reason does not have to be internally attached to the account ban. Notifying the publisher for the reason is not a requirement, even if the publisher asks.

    - But again, if a ban is to occur, it must occur as close to a payout period as possible with the most amount of money accrued.



 Green Group: VIP Status (what employees refer to as the “untouchables”)

    Any AdSense account associated with an incorporated entity or individual that can inflict serious damage onto Google by negative media information, rallying large amounts of anti-AdSense support, or cause mass loss of AdSense publisher support.

    - Google employees wanting to use AdSense on their websites were automatically placed in the Green group. So the database contained many Google insiders and their family members. If you work or worked for Google and were placed in the category, you stayed in it, even if you left Google. So it included many former employees. Employees simply had to submit a form with site specific details and

    their account info.

    - Sites in the Green Group were basically given “carte blanche” to do anything they wanted, even if they flagrantly went against the AdSense TOS and Policies. That is why you will encounter sites with AdSense, but yet have and do things completely against AdSense rules.

    - Extra care is taken not to interrupt or disrupt these accounts.

    - If an employee makes a mistake with a Green Level account they can lose their job. Since it seen as very grievous mistake.



 New Policy 2012 Part 2:



 Internal changes to the policy were constant. They wanted to make it more efficient and streamlined. They saw its current process as having too much human involvement and oversight. They wanted it more automated and less involved.



 So the other part of the new policy change was to incorporate other Google services into assisting the “quality control” program. What they came up with will anger many users when they find out. It involved skewing data in Google Analytics. They decided it was a good idea to alter the statistical data shown for websites. It first began with just altering data reports for Analytics account holders that also had an AdSense account, but they ran into too many issues and decided it would be simpler just to skew the report data across the board to remain consistent and implement features globally. So what this means is that the statistical data for a website using Google Analytics is not even close to being accurate. The numbers are incredibly deflated. The reasoning behind their decision is that if an individual links their AdSense account and their Analytics account, the Analytics account can be used to deflate the earnings automatically without any human intervention. They discovered that if an individual had an AdSense account then they were also likely to use Google Analytics. So Google used it to their advantage.



 This led to many publishers to actively display ads, without earning any money at all (even to this day). Even if their actual website traffic was high, and had high click-throughs the data would be automatically skewed in favor of Google, and at a total loss of publishers. This successfully made it almost impossible for anyone to earn amounts even remotely close what individuals with similar sites were earning prior to 2012, and most definitely nowhere near pre-2009 earnings. Other policy changes also included how to deal with appeals, which still to this day, the large majority are completely ignored, and why you will rarely get an actual answer as to why your account was banned and absolutely no way to resolve it.



    —-



    The BIG Problem (which Google is aware of)


There is an enormous problem that existed for a long time in Google’s AdSense accounts. Many of the upper management are aware of this problem but do not want to acknowledge or attempt to come up with a solution to the problem.



 It is regarding false clicks on ads. Many accounts get banned for “invalid clicks” on ads. In the past this was caused by a publisher trying to self inflate click-throughs by clicking on the ads featured on their website. The servers automatically detect self-clicking with comparison to IP addresses and other such information, and the persons account would get banned for invalid clicking.


But there was something forming under the surface. A competitor or malicious person would actively go to their competitor’s website(s) or pick a random website running AdSense and begin multiple-clicking and overclicking ads, which they would do over and over again. Of course this would trigger an invalid clicking related ban, mainly because it could not be proven if the publisher was actually behind the clicking. This was internally referred to as “Click-Bombing”. Many innocent publishers would get caught up in bans for invalid clicks which they were not involved in and were never told about.


This issue has been in the awareness of Google for a very long time but nothing was done to rectify the issue and probably never will be. Thus if someone wants to ruin a Google AdSense publishers account, all you would have to do is go to their website, and start click-bombing their Google Ads over and over again, it will lead the servers to detect invalid clicks and poof, they get banned. The publisher would be completely innocent and unaware of the occurrence but be blamed for it anyways.



    —-



    Their BIG Fear


The biggest fear that Google has about these AdSense procedures and policies is that it will be publicly discovered by their former publishers who were banned, and that those publishers unite together and launch an class-action lawsuit.


They also fear those whose primary monthly earnings are from AdSense, because in many countries if a person claims the monthly amount to their tax agency and they state the monthly amount and that they are earning money from Google on a monthly basis, in certain nations technically Google can be seen as an employer. Thus, an employer who withholds payment of earnings, can be heavily fined by government bodies dealing with labor and employment. And if these government bodies dealing with labor and employment decide to go after Google, then it would get very ugly, very quickly ….. that is on top of a class-action lawsuit.





After reading through the inconsistencies of the unconfirmed allegations identified by Techcrunch, I believe it is “a complete fiction” probably from a banned publisher.



What's your take on this?










Free iRokoTv Nollywood Movies Update

Few days back, I stumbled on an intriguing tweet via Jason Njoku Twitter account, stating that he is killing iRokoTV. Immediately, I zoomed off to his blog to read more about it only to discover that he is actually not taking down the site but putting an end to iROKOtv Free i.e no more free access to free movies on iRokoTv.com



According to the post on Jason Njoku blog, the fremium service will no longer be available on the platform and all users will be migrated to iROKOtv Plus, a subscription only service. This simply means that only paid users will now have access to watch the Nollywood movies at iRokoTv website.




What is iRokoTV Plus?



 



iRokoTV pls


 


iROKOTv plus lets you watch latest Nigerian movies streamed over the internet to your computer. From as little as ₦166.67 a month with a 14-day free trial, you get unlimited films instantly over the Internet to your computer without video adverts. You can pause, rewind, fast forward or watch again as often as you like. It's really that easy!




Monday 28 April 2014

Create Invoices Online With Free Templates at Office.live.com

An invoice is a document issued by a seller to a buyer for products sold or services rendered indicating the products or services, the agreed prices and other necessary info related to the transaction. There are softwares you can use to create invoices. There are also invoice templates you can download and edit with Microsoft office program.





You can find yourself in situations when you might not have access to a PC or the invoice templates you downloaded are not compatible with the version of Microsoft office installed on your PC. In such cases, if you have access to the internet, you can create professional invoices online with free templates at office.live.com. All you just need is an active free outlook account.



To get started, log on to office.live.com



Click on the "Excel Online" tab, then click on "Browse Templates"



Under the categories, click on "Invoices". You will see the available free invoice samples you can edit.




invoice templates





Click on the one you like, then on the new page that opens, click on "Open in Excel Online".



You can then customize it the way you want. As you are working on it, the changes save automatically and sync across all your devices where you might have installed the Microsoft Onedrive app.



Once you are through, you can click on "File" > "Save As..." > "Download a Copy" to save a copy to your computer after which you can send it as an email attachment to the recipient.



You can always access the invoice online at office.live.com and also via the Onedrive app installed on your PC and mobile devices.



That's all.



I hope this helps.

Friday 25 April 2014

How To Change Your Google Adsense Bank Account Details

When adding your bank account to your Google Adsense account for wire transfer payments, it's essential that your bank account information is entered correctly as payouts will be issued to the bank account on file.





Should you notice that the information entered is incorrect, please review your payment details and add a new bank account as soon as possible because a payout cannot be re-issued if the funds reach a valid bank account. Although, if the bank rejects the payout, the funds will be returned to your account.




Google Adsense money



To protect the privacy and security of your banking information, AdSense Support does not have access to edit or remove the information that you've entered.



To provide the correct information, you must add a new bank account by clicking Payments in the left navigation and visiting your Payment settings page. Right there, you can add the new bank account but ensure you set it as the primary form of payment (Very Important).




GTBank-Adsense settings



That's all.



Recommended: How to Add Bank Account to Google Adsense Payment Settings Page.

How To Access Archived Emails in GMail

Earlier today, I explained how I recovered my Facebook messages after I deleted them from the Blackberry hub of my Blackberry Q10. Well, I've also noticed that if you clear your emails from the Blackberry hub of a Blackberry 10 phone that runs on Blackberry 10 OS 10.2.0, your emails will automatically be removed from the inbox view of your GMail (archived) but never deletes it.



To view the archived emails in your GMail, follow me through the steps below:

1. Sign in to GMail on PC
2. Locate the search bar on the top of the web page
3  Enter "in:anywhere" and click the search button.

This will show all your mail, whether archived or not.




GMail






How To Recover and Move Archived Emails Back To GMail Inbox



Archived Messages are not labelled while messages in the inbox have the "inbox" label. So, to move an archived message back to the inbox, follow the steps below:

 1.  Find the message (as explained earlier).
 2.  Open the message (or select the checkbox next to it).
 3.  Click the Move to Inbox button in the toolbar.

That's all.

I hope this helps.

How Long Does Adsense Wire Transfer Reflects In Bank Accounts?

Yesterday, I informed you that I have successful received my first Adsense wire transfer payment directly into my Nigerian GTBank dorm account. Many bloggers have also confirmed to have received theirs too but some are still waiting for their payment to reflect in their bank accounts.





This now makes some bloggers to wonder how long it normally takes Adsense wire transfer payment to reflect in bank account after Google pays it.




Google Adsense





Well, I stumbled on an announcement on Google Product Forums regarding March 2014 payment schedule. Below is a quote from the thread:




For publishers using an electronic form of payment this month, I wanted
to share with you information about this month's payment timeline so
that you can better anticipate when your payment may arrive.



During most months, we typically begin initiating normal monthly
scheduled payments at approximately midnight GMT on the 22nd calendar
day of each month and send the instructions to our bank later that day. 
Due to this date falling on a weekend this month and to align with bank
business days, we will begin initiating March regularly scheduled
payments later this weekend for accounts with no payment holds and a
balance exceeding the minimum payment threshold.  We expect our bank to
receive and begin processing your payment instructions around mid-day
(GMT) on Monday, 24 March.  For EFT or wire transfer payments, the
payment clearing processes in various locations may take three or more additional banking days before you receive the funds in your bank account.



Most electronic payments arrive in your bank account prior to month-end,
and you may receive your payment much sooner than this, but please
allow adequate time for your payment to arrive before becoming concerned
with or inquiring about the status of an electronic payment.  We
usually have no way to obtain additional information regarding an
electronic payment during this time period.  Payments initiated over
weekends and/or holidays always take more time to arrive when compared
to other months, so please anticipate that additional time will be needed when payments are processed over non-banking days.



When the "payment in progress" line appears, this indicates that we're
preparing and sending your payment to our bank.  When this changes to
"payment initiated" or a link to a payment receipt, this means that our
bank accepted the payment and forwarded for processing.  The time
required for us to receive this acceptance confirmation from our bank
varies by payment location, so do not be alarmed if this update takes
longer to appear for your account than is reported by others on the
forum.  (For some locations, we receive this within hours of sending
payment instructions, while other locations such as the U.K. require
multiple days before we receive this response from our bank.)  Allow
additional days after our bank accepts the payment for it to traverse
individual country clearing systems and arrives in your bank account.



Thanks for your patience, and have a great weekend!



The Google AdSense Team





From the announcement above, I can deduce that after Adsense initiates your payment on the 22nd of the month, it can take up to 5 days for some banks to process the transfer into your bank account, and you may receive your payment much sooner than this.



Funds sent by wire transfer will usually arrive at your bank within three business days. Once your bank receives the funds,there may be a delay before the funds are available in your account. For a more specific disbursement timeline, please contact your bank.

If it's been at least three business days since Google sent your wire transfer, you may need to contact your bank to confirm the payment. If your bank has not received the payment within 10 business days, please contact AdSense Support.



How soon do you receive your Adsense payment directly into your bank account?

6 Ways Your Menstrual Flow Can Determine Your Health Condition

menses

Every month a matured female expects to see her period right? Which after it fails to surface most of the females will become worried. This time around, when it shows, don’t just flush it down the toilet or dispose the stuff as you guys do… I don’t know how. But try to take a closer look at it, the feelings you experience during the flow because it might be having some information about your present health condition.

1)      The Period’s Pain:

Most women experience some pains during their menstrual flow, they call it menstrual cramps but medicine called it, Dysmenorrhea. It is quiet painful and it occurs due to the shedding of uterine lining during your period. The shedding occurs due to the excess secretion of prostaglandin (hormone involved in pain and inflammation.

When the pain is severe and occurs right on the lower abdomen, it can indicate a more serious health condition called, endometriosis, which is the situation whereby the woman’s uterine tissues grows outside the uterus, typically in the pelvic area.

 

2)      Flow Of The Period:

A normal, and healthy period should exterminate an average amount of blood that is less than one cup. Some women can experience heavy bleeding but most of them can lead to some other health conditions, namely, anemia, fibroids, polyps, tumors in the cervix, uterus or endometriosis. They occur mostly in women that are above the age of 35years.

Hence, women who experience a smaller flow during their periods could either be going through hormonal changes, poor nutrition, and stress. These is mostly seen in women who are approaching peri-menopause and menopause.

 

3)      The Frequency of Your Menstrual Flow:

Does your period flow frequently? I mean does it flow during the time it is supposed to flow? Because reports from Mayo clinic stated that the frequency of your menstrual period is a good indicator whether your health is okay or not. From calculations, menstrual flow is supposed to occur every 21-35 days and last 2-7 days, it usually shortens and becomes more regular as you approach menopause.

Irregular menstrual periods in matured females above teen age should be taken serious, inasmuch as it is normal to many women, but you should consult your doctor as quick as possible because it may be due to some extreme weight loss, use of certain drugs, stress, and mostly pregnancy. Excessive drinking of alcohol will cause damage to the liver and alter its mechanism of metabolizing the hormones, estrogen and progesterone, this might also cause irregular menstrual period.

 

4)      Color Of Your Menstrual Period:

Though It will never be a pleasing site to behold the substance but taking a quick view in knowing the color will do you more good. It will help you know more about your health

 

5)      Bleeding After Your Menstrual Period:

Bleeding after period mostly occurs to women who take birth control pill. Women who bleed after their periods should consult their doctor as it is abnormal.

 

6)      Total Absence Of Your Menstrual Period:

When these happens, confusion sets in and the first thing that gets to the person’s brain is pregnancy. Most a times the condition is way beyond pregnancy but other numerous health conditions including:

Brain tumors, Overactive thyroid gland, or reduced function of the ovaries.

Birth control pills can cause absence of menstruation, hormone injections, women who are obese or exercise a lot are likely to experience these.

Just patient and observe for some time as it may bear information about your present health condition.

Remain blessed!

How I Recover Deleted Facebook Messages 2014

I woke up this morning to check my Facebook messages on my PC and was surprised when I discovered that my recent messages are no longer in my inbox. I started wondering what might caused it and I later realised that they might have been deleted when I deleted them from the Blackberry hub of my Blackberry Q10 smarthpone.



This is so annoying because I thought deleting the messages from the hub will only delete them from the BB and not from my Facebook account inbox. My BB Q10 runs on Blackberry 10 OS 10.2.0 which doesn't have any option to control how messages are deleted on the device and messaging server. I guess this is now possible with the "Delete ON" Blackkberry Hub option featured in Blackberry 10 OS version 10.2.1.

Guess what?

While clicking all the links in my Facebook Inbox, I discovered that the missing messages were "Archived". I was so happy when I discovered this. Instantly, I "Unarchived" all the messages and they were all restored back to the inbox. :)




Facebook Messages Inbox







So, if you want to retrieve deleted Facebook messages, you can click on the "More" > "Archived" link via your Facebook Inbox (ON PC). Beside each archived message is the "unarchive" icon which you can click to restore the message to your Facebook inbox.

NOTE: You cannot retrieve messages that you've permanently deleted.

I hope this helps.

Kindly share with Friends especially on Facebook.

Cheers!

Thursday 24 April 2014

Can I Receive Adsense Payment With Naira Savings Account?

After publishing how to add GTBank Swift code and account details to Google Adsense payment page, I've been receiving some mails and phone calls from some Adsense publishers who just want to confirm if they can also receive their payments using their Naira-denominated Savings account.



Well, according to some comments on a thread at BloggersLab today, you can receive your Adsense money directly into your savings account without using dorm account. It is not compulsory you enter a domiciliary bank account via Adsense payment settings..





If you look closely at the screenshot below, you will see that +Aseize Okaztle confirmed that he received his payment (Naira equivalent) directly into his Savings account.




Adsense-savings-discussion





All you just need to do is to enter your Savings bank account details, the bank name and the bank SWIFT-BIC code as explained in this tutorial.



I recommend you use GTBank account though. Their are some banks that will be asking you stupid questions when you request for their SWIFT-BIC code and might give you a wrong code.



Remember, SWIFT-BIC code of GTBank is GTBINGLA.



Have you receive yours via a Nigerian Savings bank account?



Join BloggersLab and connect with fellow bloggers.

How To Add GTBank Account and SWift BIC Code To Google Adsense Payment Settings

Recently, I informed you that Nigerian Adsense publishers might start receiving their Adsense payments by international wire transfer. I am delighted to inform you that I've received my first payment via wire transfer yesterday directly into my GTBank dorm account, just within 2 days the payment was issued by Google. Cool..huh?









For you to receive your Adsense money into your Guaranty Trust Bank account, you will have to add your account details, including the GTBank SWIFT code as a new form of payment via the payment settings page of your Google Adsense account.



To add your GTBank account details just as I did mine, follow me through the steps below:



    ==> Sign in to your AdSense account.

    ==> Click the gear icon in the upper right corner of any tab

    ==> From the drop-down list, select  "Payments".

    ==> In the left sidebar menu, click Payment settings.

    ==> In the "Available forms of payment" section, click Add new form of payment.

    ==> Choose the radio button for “Funds transfer to bank account” and click Continue.



    ==> Enter your bank account information as seen in the screenshot below.




GTbank account details for Adsense



- Enter your account name in the "Account holder name" field

- Enter "Guaranty Trust Bank PLC, Nigeria" in the "Bank Name" field

- Enter "GTBINGLA" in the "swift-bic" field

- Enter your bank account number in the "Account Number" field and retype it in the space provided



    ==> Ignore the " Intermediary bank details" and "For further credit details" options.




GTBank-Adsense settings





    ==> TICK "set this form of payment as primary"

    ==> Click the SAVE button.





Once you are done, your payment settings page will look like this:






Adsense payment settings



If you earn more than $100 this month and didn't place a hold on your payment, you will automatically receive your Adsense payment directly into your GTBank account by the 23rd of next month.



As at the time of publishing this post, GTBank hasn’t charged any commission on the wire transfer made to my account, unlike Check payments which am always charged $10.50.



Have you received your Adsense payment directly into your bank account? Did you add your bank account details using a different method? Please, let me hear from you via comments.

Tuesday 22 April 2014

VConnect Forms Partnership With STANBIC IBTC To Empower SMEs

Nigeria’s largest local search engine, VConnect has announced a strategic partnership with Stanbic IBTC, a leading banking conglomerate in Africa and provider of integrated financial services, to enable SME customers of both companies gain online presence and have access to financial aid which would help these SMEs increase reach and profit.





In most countries Small and Medium Sized Enterprises (SMEs) represent a substantial proportion of all economic activities, and typically account for well in excess of 50 percent of total employment. However, developing a successful and thriving SME is always difficult, especially in emerging markets because there are limited platforms that encourage and support their growth and development.



It is in view of this, that VConnect and Stanbic IBTC have joined forces in order to empower SMEs.

The partnership between both organisations is forged such that SME clients of both would benefit substantially from it.




Vconnect and Stanbic IBTC partnership







According to Mr. Deepankar Rustagi, General Manager, VConnect; the partnership was forged with Stanbic IBTC based on the observation that the bank has overtime created avenues for the development of SMEs through various products aimed at their development.



On the other hand, the Stanbic IBTC SME Head, Mr Akintunde Oyebode promised that Stanbic IBTC will help its SME customers make good decisions and increase the variety of beneficial services available to its huge SME customer base promising that the bank is poised to help its customers succeed.



The rewards of better SME banking are potentially huge, not just for banks and the SMEs themselves, but for the economy as a whole. SME clients of Stanbic IBTC and VConnect global services can therefore look forward to top-notch services geared towards their development.

Monday 21 April 2014

How To Activate Verve Cards For Online Transactions at Nigeria ATMs

If one of the Nigerian banks that issue Verve cards issued one to you, you can use the card to pay for online transactions only if you have registered it for the Interswitch safetoken service. This is a system that generates a 6-8 digit One-Time-Password (OTP) whenever a transaction is initiated via the Interswitch Web Payment Platform.





Registering for the Safetoken enables you carry out transactions on any web merchant site that has integrated the Interswitch Payment gateway using a One Time Password (OTP) as a second level authentication process in addition to your Card Number, PIN and CVV2 code.




Verve logo



For you to be able generate OTP for your Verve card whenever you are carrying out a transaction with it, you will first have to register it for the safetoken service.



You can do that at a nearest ATM by following the steps below:



==> At the ATM, insert your Verve card

==> Input your 4-digit PIN and press Enter

==> Select your bank account type eg Savings or Current

==> Select the ‘Quickteller’ option from the ATM menu screen

==> Select ‘Pay Bills’ from the Quickteller menu list on the ATM screen

==> Select ‘Others’ for the bill payment menu option list

==> Enter ‘322222” as the Biller Code

==> Enter your Phone Number as the Customer Reference Number and select ‘Proceed’

==> You will get a display “Do you want to make this payment?” Amount Due:N1. (DO NOT edit the amount to be paid)

==> Click on “Pay amount due



You will then get a confirmation page indicating the registration was successful.



That's all.



Thereafter, if you want to pay online with your verve card and you get to a stage where you are prompted to enter an OTP, you will get the OTP via SMS which you will use to complete your online transaction. If you add the verve card to the Quickteller mobile application, you will also be able to generate an OTP from the application.



I hope this helps.



Saturday 19 April 2014

How To Change Ownership of Google+ Page

Earlier, I shared a tutorial on how to add and remove Managers from Google+ pages and mentioned that a Google+ page can only have one owner. If for some reasons, you want to switch the ownership of a Google+ page, you can get it done if the new owner/Google+ user have been a manager of the page for at least two weeks.





If you don't have any manager, you must first invite the person to become a manager, then wait for the person to accept the invitation before you can transfer the ownership rights after two weeks. Only the owner of a page can transfer their ownership rights.




Google+









To transfer the ownership of Google+ Page to another Google+ user, follow me through the steps below:



==> Sign in to plus.google.com



==> Click on "Pages" in the Google+ main navigation. You will see a card for each of your pages.



==> Click "Manage this page" to use Google+ as the Page you'd like to transfer it's ownership.



==> While on the "Dashboard" of the Page, scroll down and click on the "view all managers" link



==> Click the dropdown arrow on the card of the person you want to transfer the Page to and select "Transfer ownership to _name of user_".



That's all.



When an owner transfers ownership to someone else, the old owner automatically becomes a manager of the page. The transfer of ownership happens immediately -- no confirmation is necessary from the new owner.



Please note that switching ownership of the page does not switch the ownership of other Google services linked to your page.



Remember, Managers have all of the capabilities of an owner, except for particularly sensitive capabilities such as deleting the account or managing access.



I hope this helps.

WalkiePrep : Nigerian app For JAMB, UTME, WAEC. NECO Questions and Answers

If you are a Nigerian student preparing to sit for JAMB UTME, WAEC, NECO, Post-UTME, NABTEB and other related examinations, I recommend you download WalkiePrep app now and start using it to prepare for your exam.




Walkie prep app





WalkiePrep is a preparatory mobile study application as well as a stand-alone tutor that lets students study on the go without the need of internet bandwidth (MB). The app is packed with thousands of questions & full solutions and contains all major subjects with diagrams & graphs. The app features a walkie classroom, walkie exam hall and I.Q test game.






walkieprep

Walkie Classroom lets you practice by selecting a subject and year. Each subject year contains 50 questions. To every question, there are 5 answer options out of which only one is correct. You are expected to solve the question before choosing an option. There is a solution button which gives the correct answer and detailed explanation where necessary.



Walkie Exam room is where you will be timed to answer 20 questions from English and 30 questions drawn, 10 each from 3 other subjects chosen by you. The timer is displayed by the left hand side of the screen. You can skip questions to come back to them later if you find them too hard to answer so as not to waste time on them.  After the exam, your result will be displayed for you as well as the explanation to wrongly answered questions.



The Walkie IQ test (Game) section tests how smart you are, how fast you can think and how broad your knowledge is. You score 10 marks if you answer a question correctly and -10 for wrong answers. Tongue Out" smiley will be displayed for wrong answers while you will see a "thumbs up" smiley and hear some applause sound when you answer a question correctly.



WalkiePrep is free to download and use but comes with some restrictions. You have access to 5 questions in the "classroom" until you activate the app. In addition to that, you can only access 20 questions at the "Exam hall" for free unless you activate the app.



To activate the WalkiePrep app, you will have to enter your phone number and activation code. The instruction on how to get the activation code will be displayed to you when using the app and you can also see the instruction on the developer's site.



WalkiePrep app is available as free download for Android and Blackberry OS here.



Kindly share this with your loved ones.



Fantastic...?? Please, let me hear from you via comments.



Friday 18 April 2014

How To Back Up Blogger Blog Posts and Comments

Backing up your Blogger blog even if it is once in a week is highly recommended if you really care about your blog. Although Blogger blogs are not easily hacked but Blogger can disable or delete your Blog without warning you. Mind you, Blogger automated classification system can disable your blog without you doing anything wrong. I experienced this recently.





If such happens and you have a back up file of your blog, you can easily create a new blog and restore the content of your old blog. Besides, if you decide to move to Wordpress, the .xml back up file is all you need to restore your blog posts and comments to the Wordpress blog.



Backing up your Blogger blog is very easy. You can get it done easily using the "export" feature of Blogger. The Blogger tool lets you save a copy of your blog on your hard drive. The export tool will not back up your Blogger template though, just your posts (including drafts) and comments.





STEPS



    ==> Sign in to www.blogger.com

    ==> Click on the Small arrow beside the "view blog" button

    ==> Click on "Settings" > "Other"







 



    ==> Click on the 'Export blog" link under Blog tools.






download Blogger export file





  

    ==> Click on 'Download blog"

    ==> Save the .xml file to your PC



That's all.



You can rename it to include the date your backup and you can upload it to the cloud eg to dropbox, Google drive etc so you can always access it from anywhere whenever you need it.



The total number of posts and comments will determine the size of the export file.



Remember, your data is very important. So, DO NOT download your back up on public computers.



You can use Google TakeOut to back up all the blogs in your Blogger dashboard and if you want to back up the design/look of your Blogger blog, read how to back up Blogger template.



When last did you back up your blog?

List of Nigerian Banks That Issue Verve Cards

Verve card is a chip+pin enabled multipurpose payment card that gives you online-realtime access to your funds. it is issued by some Nigerian banks but powered by InterSwitch. Verve is simply the new name of the InterSwitch ATM card. The different types of Verve cards include: Verve PrePaid, Verve Payday and Verve debit card. The Verve debit card is the one linked to your savings or current account by your bank.





You can use your Verve card on all channels (ATMs, mobile, POS, Web, and kiosk) and locations with logos bearing: Verve, InterSwitch, Quickteller, Reward. I use my Verve debit cards alot to pay for online transactions as well as transfer money to other bank accounts via the Quickteller app. You can also use it to withdraw cash, pay bills and purchase airtime at ATMs.




logos of verve, quickteller and interswitch


Where To Get Verve Cards


Nigerian Banks that currently issue Verve cards are listed below:





1. Access Bank Plc

2. First Bank Plc

3. Ecobank Plc

4. UBA

5. Union Bank Plc

6. Skye Bank Plc

7. FCMB

8. Keystone Bank

9. Wema Bank Plc

10. Sterling Bank Plc

11. Unity Bank Plc

12. Fidelity Bank Plc

13. Mainstreet Bank Limited

14. Enterprise Bank Limited

15. Heritage bank Limited

16. Jaiz Bank



Simply walk into any bank branch to request for a Verve card.



Once you get your verve card, activate it by changing the PIN at the ATM. Once activated, you can start using it for your transactions but for you to use it to make payments online, you must register the Verve card for safetoken service. I will explain this further in another post. Subscribe to updates if you don't want to miss it.



Do you know other Nigerian banks that issue Verve cards but not on the list? Do you have one or two things to say about the Interswitch Verve cards? Please, let me hear from you via comments.



Cheers!



Via



Wednesday 16 April 2014

REMINDER: Money-Making BootCamp Holds This Weekend

This is just a reminder of the 3-Day Intensive Practical Super Internet and Information Business LIVE Money-Making Bootcamp taking place at LAGOS this weekend. If you are yet to register for it, you still have few days to get that done.





Remember, the 3-Day LIVE Practical Seminar is for people who desire to have an extra source of income that can yield between N350,000 – N500,000 per month with a small startup cost of about N50,000.






make money



Apart from the LIVE training, you will get these 3 FREE Gifts and Much More in a DVD worth N1,050,000 Absolutely FREE.



     ==> The "Hobby Income Formula" Money-Making Gift

     ==> The "Blogging Cash System" Money-Making Gift

     ==> The "Mini-Website Design Video Training" Money-Making Gift



+ the 2-set DVD recording of the bootcamp that took place last year.



The event will take place in Lagos on the 18th, 19th and 21st of April, 2014.



You can read more info and how to register by clicking here.



Have fun!


13 Health Benefits Of Sex

Benefits of sex - Sex can be so sweet, filled with so much ecstasy that the participants will hardly forget that exact moment especially when it is done for the first time in their whole entire life. Sex was made by our creator specifically for married couples. But sometimes unmarried couples engage in it and when they do so, many things might go wrong. But that isn't out subject topic, i want to discus on the health benefits of sex.

benefits of sex

However, scientists from various parts of the world have scientifically proved with  experiments that sex is of some benefits to the human health. Without wasting much time, let us delve into the subject topic to deal with the health benefits of sex

Read on

Relieves One From Stress


Life is so stressful, and stress on its own can be so harmful to our physical health. One of the most important among the health benefits of sex is, stress reduction. A study by researchers examined 22 men 24 women and who has always kept records of their sexual activities. Then the researchers subjected them to stressful situations like doing verbal arithmetic  and other things. At the end they found out that their blood pressure response to stress differ. Those who had sex had responded better to stress than those who didn't. However, frequent sex for two weeks, according to science will encourage cell growth in the hippocampus (the part of the brain that controls stress levels).

Sex Lowers Blood Pressure


"Another study published in Biological Psychology found that frequent intercourse was associated with lower diastolic blood pressure (the lower, or second, number in a blood pressure reading). This study focused on people living with their sex partner.

Still further research found a link between partner hugs and lower blood pressure in women. Elevated blood pressure is a risk factor for coronary artery disease, heart attack, kidney disease, and stroke.

Sex Boosts Immunity


People who are actively into sex rarely fall sick. Frequent sex boost our immune system by increasing the level of our antibody called immunoglobulin A or Iga, which serves to protect our body from virus infections and bacterial. It also increases the body’s natural steroids called DHEA that keep the body free from diseases which means sex can decrease your probability of getting sick with colds and other infections

Consider Sex As An Exercise


If you don't know, Sex is a great mode of exercise according to a sexologist, Patti Britton, PhD, from Los Angeles .

The benefits of sex as a form of exercise are many - sex can improve your cardiovascular fitness, strength, flexibility, and balance, not to mention your emotional health.

Sex Burns Calories


About 5 minutes of sex burns 85 calories or more. Let us do some calculations here, spending 42 mins will burn 3,570 calories. The number of calories burned during sex is about the same as the number burned by walking at 2 miles per hour.

Sex Slows Down the aging process


On a very serious note, sex also influence the age. Sex can keep the levels of the hormone, estrogen in our body high so that it can make the skin smooth and reduce wrinkles on the skin.

Sex Strengthens Your Well-Being And Increases Your Self Esteem


Sex, like any activity that fosters a close and loving connection to your partner, not only raises self-esteem, but strengthens your overall sense of well-being. Studies by scientists have shown that people with strong social support networks (which includes lovers) are happier and healthier and than their less-social people.

Sex triggers Oxytocin(The Love Hormone)


"A study published in the Bulletin of Experimental Biology and Medicine examined the response of the 'love hormone' oxytocin on pain perception in an experiment with 48 volunteers. Study participants inhaled oxytocin vapor and then had their fingers pricked. Those who had inhaled oxytocin lowered their pain threshold by more than half.

Sex Improves Intimacy


You must have noticed this also. Having sex and orgasms increases levels of the hormone oxytocin( love hormone) , which helps us bond with our partners and build trust with them. The more sex you have, the higher the oxytocin levels Oxytocin allows us to feel the need to care and to bond.

Sex Reduces Pain


Researchs has it that when the hormone, Oxytocin surges, endorphins increase, and pain declines. So if your headache, arthritis pain, or PMS symptoms seem to improve after sex, you can thank those higher oxytocin levels.

Sex Reduces Prostate Cancer Risk


Frequent ejaculations, especially in men from 20 years and above may reduce the risk of prostate cancer later in life.

A study, conducted by Journal of the American Medical Association, found that frequent ejaculations, 21 or more a month, were linked to lower prostate cancer risk in older men, as well, compared with less frequent ejaculations of four to seven monthly.

Sex Strengthens Pelvic Floor Muscles


During sex, doing some pelvic floor exercises known as Legal exercise can offer a couple of benefits. To do a basic Kegel exercise, tighten the muscles of your pelvic floor, as if you're trying to stop the flow of urine for some minutes before releasing.

For women, doing the basic Kegal exercises will bring about more flow of ecstasy and pleasure, and you'll also strengthen the area and help to minimize the risk of incontinence later in life. The strengthening of the pelvic floor muscles can help prevent prolapse (a slipping out of position) of the vagina, uterus, and bladder. Pelvic floor muscles may be weakened later in life by childbearing, being overweight, and also aging. Kegel exercises help avoid the consequences of weakened pelvic floor muscles.

Sex Helps You Sleep Better


According to research, the oxytocin released during orgasm also promotes sleep and getting enough sleep can be of sure benefits such as maintaining a healthy weight and blood pressure.

Sunday 13 April 2014

How To Add and Remove Managers From Google+ Page

If you own a Google+ page and need more people to help in managing the page, you can consider adding them as new managers to the Page if they have Google+ accounts. Google+ business Pages are allowed to be owned by only one Google+ user but it can have up to 50 managers or communications managers.





Adding managers allows you to share control of your page posting and settings with multiple people without having to share your personal login information. Managers have all of the capabilities of an owner, except for particularly sensitive capabilities such as deleting the account or managing access.






How To Add Managers To Google+ Page




==> Log in to plus.google.com



==> Access your page management options by selecting "Pages" from the Google+ main navigation. After clicking on "Pages", you will see a card for each of your pages.



==> Click Manage this page to open the information the page that you'd like to manage.



==> Once you are on the page you want to manage, click on "Dashboard" from the Page main menu, then scroll down till you see the "View all Managers" link. Click on it.



==> Click on the "Add Managers" button



==> Enter the email address of the person you want to add as manager or invite by profile






Add_Google+-managers





==> Click Invite.



The invitee will be notified of a pending invitation to become a manager. When a manager invitation is accepted, the owner of the page will be notified via email.



The owner and all managers can view the names listed on the Managers page.






How To Remove Managers from Google+ Page




==> To remove a manager, or remove yourself as a manager of a Google+ page, click on the "view all managers" link on your page via "Dashboard" menu item as explained earlier. Then, click the X associated with the person you'd like to remove.



When a manager is removed, both the former manager and the page owner will be notified and told who removed them.



That's all.



NB: When you remove a manager, they’ll no longer be able to act as that page, or take any kind of administrative actions. However, all of that manager’s past posts, comments, and other actions will remain intact.



I hope this helps.

Monday 7 April 2014

How To Reset Expired Password of Outlook Web App (OWA)

Outlook Web App (OWA), originally called Outlook Web Access is a webmail service, provided by Microsoft Exchange Server (versions 5.0 and later). It lets me access my office mailbox anywhere from any computer connected to the Internet, without having to configure Outlook or another email client.



If you are using OWA to read your mails, you’ll be prompted to change your password periodically when you log on to your organization’s computer network. You will be receiving notifications telling you when your password will expire. If you fail to change the password before the expiry date, you will be locked out of your mailbox.



Once you are locked out, you will have to contact your organization's helpdesk to reset your password but if your organization allows users to change expired passwords, you can follow me through the steps below to change your expired OWA password.



==> Launch your web browser to access your organization OWA URL eg https://mail.CompanyName.com/owa



==> Enter your username and the expired password

==> If the info entered are correct, you will be redirected to a page where you can change your OWA password




change OWA password



==> Enter your organization OWA domain and your username in the first field. This will be in the format CompanyNAme\your email address



==> Enter the expired password in the "current password" field.

==> Enter the new password you want to use in the space provided and confirm it.



Click "Submit"



NB: The new password must meet the following minimum requirements:



==> Not contain the user's account name or part of the user's full name that exceed two consecutive characters

==> Be at least seven characters in length

AND

==> Contain characters from three of the following four categories:



--English uppercase characters (A through Z)

--English lowercase characters (a through z)

--Base 10 digits (0 through 9)

--Non-alphabetic characters (for example, !, $, #, %)



That's all.



I hope this helps.

Sunday 6 April 2014

How To Recover and Reset Blogger Password and Email

If you're having troubles accessing your blog via the Blogger sign in page just because you've forgotten your Blogger password or because you've forgotten the email account you used for registration, Blogger offers an account recovery tool which you can use to resolve the issue on your own.





You can access the Blogger's account recovery tool at  http://www.blogger.com/forgot.g








Password recovery tool
Blogger Account Recovery Tool








How To Recover Blogger Username or Email




To recover your Blogger Username or Email, enter your blog's URL in the space provided and click on the "Lookup" button. Blogger will send an email message with login instructions for the blog to the Gmail accounts associated with the blog.



So, if you check all your GMail accounts, you will see the email message in the inbox of the account associated with the blog. You can then use the Google account email to sign in to Blogger.com and access your Blog.




How To Reset Blogger Password




Lookup your blog's URL as explained above. In the email message you will receive, Blogger will include a link you can click to reset your Blogger password if you've forgotten it.



Alternatively, you can reset it via Google password assistance page or by entering your email address in the email field of the Blogger account recovery tool.




Forgot Your blog URL?




Just go to www.blogger.com and sign in with your GMail account. You should see your blog on the Blogger dashboard.  Click on the "view blog" button. Once your blog loads in your browser, you can then copy the blog's URL from the browser address bar.



That's all.



I hope this helps.

Attend Onome Maureen Bootcamp To Say NO To Joblessness With A N450,000 Profit Business Plan

I'm sure you've already heard of the recent Abuja, PH, Lagos stampede which was supposed to be a job test for 3,000 positions at the Nigerian Immigration Service!



What would take 80,000 youths to a stadium to apply for just 3,000 jobs? With several injured and more than 7 people even died?



==> Hunger! NO Jobs! NOT enough money! Failing businesses! etc





If people are not losing their jobs, businesses are failing, no jobs to apply to, NO money to start a business, people dying etc. Isn't it TIME you took the future into your own hands by creating a business for yourself using the advantage of the internet?



Do you know there's a "one-man" business you can do which will "definitely" pay 50 times MORE than Nigeria's minimum wage?



And with that, let me introduce you to one of Nigeria’s Finest Internet Business Coaches, by the name Onome Maureen.




onome maureen







The question you're probably asking in your heart right now is: "Who in the world is Onome Maureen?"



Well, she's a married young lady who started her internet-based business back in 2008 (6 years ago) and she has been doing it consistently, month-after-month for 6 years and she has seen a lot about this type of business especially how it works in Nigeria and how to become "wildly" successful.



Actually, she first came across this type of business while she was serving her fatherland and since then, she has been making alot of money from it.



Dr. Sunny Ojeagbase's online newspaper; Success Digest Extra magazine first published her true story in their hardcopy, print newspaper on Monday January, 11, 2010 and later published it on their online newspaper Success Story website here.



Just to be modest about her.



There are many Nigerian online wealth quacks on the internet, but Onome Maureen has quickly become one of the best in a short amount of time.



And with your permission, she will like to meet with you personally to hand you a Business Plan capable of putting an Extra N450,000 MONTHLY In Pure PROFITS From Home  for You!



In addition to that, she will give you these 3 FREE Gifts and Much More in a DVD worth N1,050,000 Absolutely FREE.




  1.  The "Hobby Income Formula" Money-Making Gift

  2.  The "Blogging Cash System" Money-Making Gift

  3.  The "Mini-Website Design Video Training" Money-Making Gift






All she asks is for a chance to meet with you LIVE at her 3-Day Intensive Practical Super Internet and Information Business LIVE Money-Making Bootcamp at LAGOS during the Easter break.



Onome Maureen’s Internet Business Bootcamp is a 3-Day LIVE Practical Internet and Information Business Seminar for people who desire to have an extra source of income that can yield between N350,000 – N500,000 per month with a small startup cost of about N50,000.



If you are in dire NEED of a good source of income that can rival the income of some bankers and other professionals in a scenario where over 80,000 people are struggling for just 3,000 jobs or you need to fund one big expense or come out of debts, a struggling entrepreneur looking to grow your business fast, or you are just trying to take your business to another level, then Onome Maureen’s Internet Business Bootcamp – Internet and Information Business Training is a sure bet for you.



This is not the first time she will be organizing a bootcamp.  Infact, 2013 was the first time ever in 5 years that she did a LIVE Practical 2-Day Internet Business Bootcamp.



And she Video recorded that event and is planning to give the 2-set DVD recording to the First 10 people who reserve their seat at her Internet Business Bootcamp on or Before March 31st.



She will be having this workshop ONLY at Lagos and ONCE this year with no plans for other cities.




make money





Can I attend the bootcamp for FREE?



No.



You will have to pay N30,000 on or before April 4th, 2014 if you want to be part of the bootcamp.



You only need to invest just N30,000 on or before April 4th, 2014 to be a part of this 3-Day seminar but that is if you hurry because thousands of people are reading this and only 30 seats are available.



You can click here for more info on how to register and pay for the bootcamp.



On the page, you will see that you will have to forward your payment details to my email address, hence no need to panic about been scammed. Your money is safe.



Once your payment is confirmed, Seminar/Venue details will be sent to you IMMEDIATELY



NOTE: Paying at the venue will NOT be allowed. And if you choose to pay N35,000 a day to the event, the only problem with this option is that you will only get a seat IF she still have unfilled seats. But I'm certain the 30 seats would have been taken before the date.



I’ve known Onome Maureen for quite some time now and I must say she has a lot of good products that has helped hundreds of Nigerians have a second source of income.



I believe if you follow her training, one session at a time and implement the techniques, I can guarantee you success.



Make sure you attend the 3-Day LIVE Practical bootcamp.






REMEMBER, the 3-Day Internet Business Bootcamp" holds during Easter and Only 30 People Wanted. Limited Seating. Register Immediately!!



Cheers!

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